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Can a short sale solve your problems? Here are some reasons to consider a short sale:

Avoid the foreclosure stigma – Homeowners have to disclose that they had a foreclosure on mortgage applications and sometimes on job applications that they submit in the future.

Protect credit score – Credit scores may be lowered by 300-plus points (per loan) by foreclosure. The impact of a short sale—could be about half that much.

Improve eligibility for a government insured loan – The homeowner may be eligible for a government insured loan after 2 years in a short sale but a foreclosure may take 5-7 years.

Protect employment prospects – Many employers run credit checks on prospective employees. Foreclosure is one of the top items that will put a potential new hire in jeopardy.

These are the top reasons, but there are more. An expert short sale specialist agent can give a full picture of the options.

Contact me with the form above for FREE expert advice today!

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